Fenomena Paylater dan Perubahan Perilaku Konsumtif Generasi Muda di Era Digital. Prosiding Econolearn : Seminar Nasional Pendidikan Ekonomi Dan Teknologi, [S. l.], v. 1, n. 2, p. 134–143, 2025. Disponível em: https://conference.citanusantara.id/index.php/eclearn/article/view/103. Acesso em: 17 mei. 2026.